Eligibility, Age and Guardian Consent Policy

6membership applies additional safeguards where an applicant is under 18.

Those safeguards are intended to reduce impersonation, exploitation, unauthorised payment, privacy exposure and participation without appropriate adult authority.

The interests, dignity, privacy and safety of the younger applicant must be considered throughout the application and membership process.

Where the Child’s Rights Act 2003 or corresponding applicable child-rights law governs the action, the best interests of the child must be treated as a primary consideration rather than as a secondary administrative preference.

A person must not be denied an eligible membership opportunity solely because they are aged 13 through 17 where the selected tier expressly permits younger applicants and the required guardian process is completed.

A higher-tier, commercial, organisational or private relationship may nevertheless require an adult applicant or authorised adult representative because of its legal, financial or operational nature.

Information requested from a younger applicant or guardian must remain proportionate to the application, verification and protection purpose.

6membership must not collect excessive family, school, health, financial or location information merely because a guardian process exists.

The younger applicant and guardian are separate participants in the process.

The younger applicant supplies the information and declarations appropriate to their role.

The guardian supplies authority, consent, payment and supervision information appropriate to the guardian role.

The Membership Terms govern general eligibility and membership status.

The identity policy governs age and guardian evidence.

The Privacy Notice governs the processing of applicant and guardian information.

For the Nigerian child-rights framework, a person under 18 is a child where the Child’s Rights Act 2003 or corresponding applicable child-rights law governs the relationship.

The 6membership under-13 prohibition is therefore a product-access safeguard inside the broader under-18 child-protection framework, not a statement that persons aged 13 through 17 are adults.

Because child contractual capacity is legally restricted, 6membership will not rely on a younger applicant’s own checkbox, assent, OTP or signature as the sole authority for an adult payment or contractual obligation. The verified parent, legal guardian or other legally authorised adult must complete the action that applicable law requires from that adult.

A person under 13 may not submit, maintain or hold a 6membership application or membership.

A parent or guardian cannot override this minimum-age restriction by consenting on the child’s behalf.

An attempted application involving a person under 13 must be stopped before payment.

A person aged 13 through 17 may participate only through a tier or associated-person role that expressly permits younger applicants.

The application cannot proceed to payment or review until the required guardian approval has been verified.

The younger applicant remains subject to ordinary identity, accuracy, conduct and eligibility requirements.

A person aged 18 or above may ordinarily apply directly and accept the applicable policies personally.

Adult status does not remove tier-specific eligibility, predecessor-membership, payment, identity or compliance requirements.

Age is calculated from the applicant’s verified date of birth as of the relevant application date.

The system must use the actual date of birth rather than an estimated age or age selected manually from a list.

Time-zone differences must not be used to bypass an age restriction.

An application may be paused where the stated date of birth conflicts with identity evidence, an earlier application or guardian information.

The applicant or guardian may be asked to correct the record or provide appropriate evidence.

A conflict must not be resolved merely by changing the date to the value that allows the application to continue.

An applicant, guardian or representative must not provide a false date of birth to avoid the guardian process or access an adult-only tier.

A materially false age declaration may result in rejection, restriction, revocation or further verification.

Where the date of birth shows that the applicant is under 13, the application flow must stop before document upload, payment or substantive review.

The interface should provide a clear and respectful explanation without encouraging the person to change their date of birth.

6membership must not intentionally collect a membership payment for a person who is known to be under 13.

Where a payment was accepted because of false, incorrect or delayed age information, the transaction must be investigated under the payment and refund framework.

6membership may retain a minimal restricted record showing that an under-age submission was blocked where necessary to prevent repeated circumvention, investigate fraud or demonstrate compliance.

The record should not retain unnecessary application answers or documents.

Where 6membership later discovers that a submitted applicant is under 13, the application must be restricted immediately.

No membership card or certificate may be issued.

The parent or guardian may be contacted where appropriate and lawful.

Information collected beyond what was necessary to identify and address the age issue should be deleted or restricted according to the privacy and retention framework.

Payment, fraud, complaint and audit records may remain where continued retention is lawful and necessary.

A blocked person may submit a new application after reaching the permitted age, provided the selected membership route remains available.

An earlier under-age attempt does not automatically create permanent ineligibility unless fraud or another serious issue independently justifies restriction.

A younger applicant may proceed only where the current published tier rules permit a person of that age to apply or be included as an associated person.

The application interface must enforce the current tier rule rather than relying on the applicant to interpret it.

The younger applicant should provide their own accurate name, date of birth, photograph and other information appropriate to the application.

The guardian must not substitute the guardian’s identity for the younger applicant’s identity.

The younger applicant should receive an understandable explanation of the membership, information collected, guardian involvement, public verification and important conduct rules.

Complex legal wording may be supplemented by a shorter age-appropriate explanation without replacing the formal policies.

The younger applicant may be required to acknowledge that the submitted information is accurate and that they understand the relevant membership rules.

This acknowledgement remains separate from the guardian’s legal approval and is not treated by itself as the enforceable authority for payment, debt, recurring charging, investment, equity, commercial representation or another adult contractual obligation.

The younger applicant must not enter the guardian’s mailbox, copy the guardian’s OTP or use the guardian’s approval link without authority.

Evidence that the same person completed both roles may trigger additional verification.

A younger member does not receive authority to enter investment, equity, employment, agency, board, commercial representation or other adult-only legal arrangements through ordinary membership.

A separate adult representative and formal agreement may be required for such matters.

An applicant aged 18 or above may ordinarily submit the application, accept policies and authorise payment personally.

For a person under 18, 6membership must not rely on the younger applicant’s acknowledgement alone as the contractual or payment authority where applicable child-rights or data-protection law requires parent or guardian involvement.

The applicant may still use an authorised representative where the applicable process permits it.

An adult must not be treated as lacking legal capacity merely because of disability, age, communication style, health condition or need for assistance.

Support should be provided where the person can make and communicate their own decision.

Where another person acts for an adult, 6membership may request reliable evidence of the representative’s authority.

The scope of the representative’s authority must be respected and must not be expanded beyond the supporting record.

An adult may receive assistance to read, understand, complete or communicate an application without surrendering control of the decision.

The assistant must not change the applicant’s answers or consent without authority.

Where there is a credible concern that an adult cannot provide valid consent or authorisation, 6membership may pause the affected action and request appropriate representative or legal evidence.

The review must remain proportionate, respectful and confidential.

The existence of support, guardianship or representative authority must not ordinarily appear on a public membership card or verification result.

The application requires the applicant’s full date of birth for age calculation and eligibility enforcement.

A simple statement that the applicant is over 18 is insufficient where the guardian flow depends on the exact age category.

6membership may request an appropriate government-issued identity document or another reliable age record.

The evidence requested should reflect the risk, tier and circumstances.

A full identity document should not be requested where a less intrusive reliable method is sufficient.

The application system should calculate age server-side and enforce the resulting eligibility status.

Client-side validation may assist the user but must not be the only control.

An applicant must not be able to bypass the guardian process merely by editing browser values or request parameters.

6membership will not rely solely on a photograph, facial appearance, name or writing style to determine age.

Automated age estimation must not be introduced without a separate necessity, accuracy, privacy and child-protection assessment.

Where the proposed processing is likely to create high risk, involves vulnerable data subjects, sensitive information, significant automated decision-making, innovative technology or public exposure, the required Data Privacy Impact Assessment must be completed before production processing begins.

Where permitted, unrelated identity-document information may be masked or redacted if the remaining evidence reliably establishes the required age and identity.

A redaction must not conceal the name, date of birth or authenticity information required for the review.

An application may remain incomplete or be declined where age cannot be established reliably.

Payment should not proceed while a required age check remains unresolved.

The approving person must be the applicant’s parent or a person holding lawful guardian authority appropriate to the application.

An older friend, sibling, partner, agent, teacher or other adult does not automatically qualify as a legal guardian.

The guardian must ordinarily be at least 18 years old and legally capable of providing the required approval.

The guardian may be required to provide their verified name, date of birth, email address, relationship and identity evidence.

The guardian’s evidence must be submitted through the approved private route.

6membership may request a birth record, guardianship order, parental-responsibility record or another reliable document where the relationship cannot be established adequately.

The level of evidence should reflect the risk and circumstances.

The application may be paused where two persons make conflicting claims of authority or where 6membership receives credible information that the approving person lacks authority.

6membership is not a family court and may require the dispute to be resolved through an appropriate lawful process.

A guardian must not submit forged authority, misuse the younger applicant’s identity, redirect private communications, collect unauthorised money or force the applicant into an application against their expressed wishes.

After the younger applicant provides the required guardian details, 6membership may send a unique approval request to the guardian’s verified email address.

The request should identify the younger applicant, selected membership route and actions required.

The guardian must complete the approval through a separate secure link, OTP or authenticated process.

The younger applicant’s session must not be treated as the guardian’s approval.

The guardian should receive enough information to understand the selected membership, price, application information, public-verification implications and relevant policies.

Private information unrelated to the guardian’s role should not be disclosed unnecessarily.

The guardian may be required to confirm their identity, authority, relationship, payment responsibility and permission for the identified processing.

The guardian may also be required to confirm that the younger applicant understands and wishes to participate.

Verified guardian approval changes the application from awaiting guardian consent to the next eligible application stage.

It does not approve the membership itself.

Payment and administrative review remain separate steps.

The guardian may decline the request.

A declined guardian request prevents the younger application from proceeding through that consent route.

The application should not proceed to payment.

A guardian approval request may expire after a defined security period.

An unanswered or expired request does not constitute consent.

A new invitation may be issued where appropriate.

The consent record may identify the guardian, younger applicant, application, policies, version, action, timestamp and relevant security evidence.

Where Nigerian data-protection law requires consent for processing a child’s personal data, the parent or legal guardian approval must be obtained and supported by appropriate verification mechanisms; the younger applicant’s assent or use of the service does not replace that required approval.

The record must not retain a usable OTP or unrestricted secure token.

A guardian’s approval does not permit 6membership to ignore the younger applicant’s own views, safety or refusal.

The applicant should participate in the process in a manner appropriate to their age and understanding.

6membership may request a separate age-appropriate acknowledgement or assent from the younger applicant.

Assent supports participation but does not replace guardian consent where guardian consent is required.

Where the younger applicant clearly states that they do not wish to proceed, the application should ordinarily stop even where a guardian previously approved.

A concern involving coercion, exploitation or safety may be escalated appropriately.

The younger applicant should be told what information will be collected, who will see it, whether a card photograph may become publicly verifiable and how to report a concern.

Application design must not pressure a younger person into accepting optional publicity, marketing or unrelated processing.

Required and optional actions must be distinguishable.

A younger applicant may report that their information was submitted without permission, that a guardian request was misused or that they no longer wish to participate.

6membership may need to notify or involve the verified guardian depending on the concern and applicable protections.

Each tier must have a defined production eligibility configuration identifying whether it permits independent adults, younger applicants, households, organisations or associated people.

The application interface and server validation must use the same configuration.

A policy statement alone must not be the only enforcement mechanism.

A younger applicant may access only a tier or associated-person role explicitly marked as eligible for ages 13 through 17.

An adult-only or representative-only tier must not become available merely because a guardian agrees to pay.

A Family or household application may include an eligible younger associated person under the primary adult representative.

The younger person’s identity and guardian authority must still be recorded appropriately.

One household payment does not eliminate individual child-protection requirements.

A higher public tier may require the principal applicant or primary representative to be an adult.

A younger person may be included only where the published tier rules expressly provide an appropriate associated-person role.

The private 6clement Joshua consideration process is not an ordinary younger-applicant membership route.

A person under 18 cannot independently enter an investment, equity, private commercial or comparable legal arrangement through that process.

Any permitted participation requires appropriate adult representation and a separate formal review.

A material expansion or reduction of younger-applicant eligibility must be reflected in the application configuration, policy notice and relevant tier information before production use.

A payment for a younger applicant must be made by an authorised adult payer using a lawful payment method.

The payer may be the verified guardian or another authorised adult whose relationship and authority can be established.

The adult payment action and applicable guardian authorisation—not the younger applicant’s acknowledgement alone—must provide the authority for the financial transaction and any associated contractual obligation.

A younger applicant must not use another person’s card, bank account or payment credentials without authority.

A guardian must not permit payment through a stolen, compromised or unlawfully used payment method.

The guardian or adult payer should receive the selected tier, billing period, amount, currency, refund rules and statement that payment does not guarantee approval.

The application should not proceed to payment until required guardian consent and age checks have been completed.

A successful payment must not be used to bypass an incomplete guardian process.

An eligible refund ordinarily returns to the original adult payer’s payment method.

The younger applicant cannot redirect the refund to an unrelated account, card, wallet or person.

Production membership payments are processed through the authorised Flutterwave checkout and verified independently by the 6membership server.

A browser redirect, screenshot, debit alert, applicant statement or unverified webhook does not by itself prove that payment succeeded.

Before a younger applicant’s application is treated as paid, the server must verify the authorised Flutterwave transaction status, expected amount, currency, transaction reference and relationship to the correct application or payer.

Flutterwave webhook events must be authenticated using the provider-supported verification method and handled idempotently so duplicate delivery cannot create duplicate application, payment, membership or refund effects.

Flutterwave secret credentials, encryption material and webhook-verification secrets must remain server-side.

The younger applicant and guardian should ordinarily use separate email addresses controlled by each relevant person.

The same email address must not be used to make two separate people appear to have completed independent actions unless the circumstances are reviewed and documented.

The younger applicant may receive age-appropriate application receipts, status information and requests relevant to their own participation.

Communications must avoid exposing confidential guardian, payment or investigation information unnecessarily.

The guardian may receive approval requests, payment information, requests for evidence, decisions and material membership notices connected with the younger applicant.

Providing guardian contact information for consent and administration does not automatically authorise unrelated promotional email.

Optional marketing must use an appropriate separate process where required.

Guardian approval links and OTPs must expire, be difficult to guess and be connected to the intended application.

They must not be displayed publicly or included in administrative logs unnecessarily.

An undelivered, bounced or expired guardian request does not constitute approval.

The application remains awaiting guardian action until a valid approval or decline is recorded.

Where a photograph is required, it must depict the younger applicant rather than the guardian or another household member.

The image must not be sexualised, exploitative, misleading or inappropriate for an identity and membership purpose.

Age, identity and guardianship evidence must be uploaded through an approved private route.

Documents must not be sent through public comments, social-media posts or an unsecured public form.

A younger applicant’s photograph must not be used for advertising, public campaigning, artificial-intelligence training or another unrelated purpose merely because it was submitted for membership.

A separate lawful permission and child-protection assessment would be required for a materially different use.

Where the applicable membership card includes a photograph, a limited derivative may be used for card and verification purposes.

The original full-resolution upload must not become the public verification image.

Guardian identity and authority documents remain private and must not appear on the younger member’s card or public verification result.

Forged, altered, stolen or impersonated age and guardian evidence may result in application restriction, denial, membership revocation and lawful investigation.

Information may include the younger applicant’s name, date of birth, photograph, contact information, application answers, selected tier and membership status.

Guardian information may include name, relationship, contact information, identity, authority, consent and payment-related records.

Information may be processed to enforce age eligibility, verify identity and authority, collect valid consent, review the application, administer payment, issue membership records, protect safety and comply with legal obligations.

Only information reasonably necessary for the relevant purpose should be collected.

School details, precise location, family disputes, health information and unrelated household information must not be requested without a defined and lawful need.

Important processing information should be explained in a way that the younger applicant can reasonably understand.

The guardian should also receive the formal legal information relevant to their consent and authority.

A materially new use involving children, sensitive data, biometric processing, public exposure, profiling or significant automated decisions requires a privacy and child-protection assessment before production use.

Younger-applicant and guardian records must be protected through appropriate access control, private storage, secure transmission, audit logging and retention limits.

Applicable access, correction, deletion, restriction, objection and complaint rights may be exercised by the younger person, guardian or authorised representative according to the circumstances and applicable law.

The interests and evolving capacity of the younger person must be considered.

Public verification involving a younger member must display only the information necessary to confirm the membership claim.

The result may identify the approved name, Membership ID, tier and status where those fields are necessary for the verification purpose.

A younger member’s photograph must not be displayed merely because 6membership possesses one. Public display requires a documented necessity and proportionality assessment and must use the minimum derivative required for the specific verification purpose.

The younger member’s full date of birth must not appear on the public card or verification result.

The service may use an internal age-category record without displaying the precise birth date.

The guardian’s name, email, telephone number, identity documents and approval evidence must not ordinarily appear publicly.

Public verification must not disclose the younger member’s school, residential address, precise location, travel pattern or other information that could increase stalking or exploitation risk.

Where public display of a younger member’s photograph is justified, the image should be appropriately sized and processed for identity comparison without exposing the original private image.

The verification service should use anti-enumeration, rate-limiting and other proportionate safeguards to discourage bulk extraction, automated collection and creation of a public directory of younger members.

An expired, restricted, stolen, invalid or revoked card must not continue to appear active merely because an old image was saved.

The live verification record controls.

Public verification involving a younger member must not continue indefinitely after the membership, credential or verification purpose ends.

Where a short non-active verification period remains necessary to prevent an expired, stolen, replaced or revoked credential from being relied upon, the public result should be reduced to the minimum information needed for that protective purpose and removed when that purpose ends.

Any historical record that remains justified after public display ends must be private, access-controlled and retained according to the Data Retention, Deletion and Records Policy.

A person must not use a younger applicant’s membership, photograph, identity, application or guardian relationship for exploitation, coercion, grooming, trafficking, fraud or another unlawful purpose.

An administrator, member, partner or other person must not use access gained through 6membership to contact a younger person for an inappropriate sexual, exploitative, threatening or unrelated private purpose.

A younger person must not be pressured to obtain money, disclose payment credentials, recruit payers or promise financial benefits on behalf of 6membership.

A guardian or other adult must not use the younger person’s membership to claim personal status, collect money, access restricted benefits or create a false public endorsement.

A credible child-safety, exploitation, impersonation or coercion concern should be reported promptly through an authorised channel.

Immediate protective action may include restricting the application, membership, card, communication route or administrator access.

6membership may preserve and disclose relevant information to a competent authority where required or permitted by law to protect a younger person or investigate suspected unlawful conduct.

Disclosure must remain limited to the lawful and necessary purpose.

A guardian may withdraw approval before membership approval.

The younger application must stop unless another lawful and verified guardian process is completed.

Withdrawal after membership activation requires assessment of the younger member’s age, interests, membership status, payment, applicable law and the reason for withdrawal.

It may result in restriction, cancellation or another appropriate action.

Withdrawal does not automatically require deletion of all prior application, consent, payment, fraud, card and audit records.

Processing based specifically on consent must be reassessed, while records required under another lawful basis may remain.

A guardian may request an update to their verified contact information.

The change may require identity and authority verification before protected communications are redirected.

A change of parent or legal guardian requires a new authority review and consent record.

The previous guardian’s access should be removed when no longer authorised, subject to preserved historical records.

Where the verified guardian dies, loses capacity or no longer holds authority, the affected membership may be restricted until an appropriate replacement arrangement is verified.

6membership may pause action during a credible dispute concerning guardianship, payment or control of the younger applicant’s records.

6membership will not determine contested family-law rights without an appropriate legal basis.

When a younger member reaches age 18, the member becomes eligible to manage the membership directly, subject to identity verification and applicable account controls.

6membership may notify the member and guardian before or after the transition date.

The notice may explain contact verification, policy acceptance, account control and renewal requirements.

The adult member should confirm an email address and other contact information controlled personally by the member.

The former guardian’s address should not remain the only communication route without the adult member’s authority.

The member may be required to review and accept the policies directly after reaching 18, particularly before renewal, upgrade or a material membership action.

The former guardian does not automatically retain access to the adult member’s private application, payment or membership information.

Continued access requires the adult member’s authority or another lawful basis.

The historical guardian-consent record may remain retained to demonstrate the lawful basis and process applying while the member was under 18.

Reaching age 18 does not automatically upgrade the membership or satisfy predecessor-tier requirements.

The adult member may apply for another eligible tier through the ordinary process.

6membership may retain the date of birth, calculated age category, verification status and evidence reference needed to demonstrate eligibility.

Guardian records may include identity, relationship, authority evidence, email-verification status, consent action, policies accepted and timestamps.

The younger applicant’s acknowledgement and the guardian’s approval must be stored as separate events.

The system must not create one combined record that obscures who completed each action.

Material actions including guardian approval, decline, replacement, withdrawal, age correction and membership restriction should be logged.

The audit record may identify the administrator, action, reason, previous state and new state.

Access to age and guardian evidence should be limited to authorised application, privacy, security, compliance and administrative personnel.

An ordinary marketing or website-content role should not receive unrestricted document access.

Records may be retained for application administration, membership history, payment disputes, child protection, fraud prevention, legal obligations, complaints and claims only for as long as the relevant lawful purpose continues.

Where Nigerian storage-limitation rules apply and no separate law fixes a longer time-bound retention period, personal data should not remain stored beyond the permitted post-purpose period after the original processing purpose has been accomplished. Full age, identity and guardian documents should be deleted, irreversibly de-identified or reduced to the minimum necessary record as soon as the verification purpose ends, subject to a documented continuing lawful basis, legal hold or other applicable exception.

Deletion may be paused where records are relevant to an authority request, exploitation concern, payment dispute, security investigation, complaint or legal proceeding.

A legal hold or extended-retention decision should identify the affected records, reason, responsible person and review date and must not become an indefinite unreviewed archive of a younger person’s information.

Before production processing that requires a Data Privacy Impact Assessment under the Nigerian data-protection framework, 6membership must complete and document the assessment rather than treating this Policy as a substitute for that process.

The assessment should address the vulnerability of younger data subjects, necessity and proportionality, guardian approval, public verification, payment processing, security, retention, automated processing and less intrusive alternatives.

Material changes involving biometric processing, automated age estimation, new child-facing technology or expanded public disclosure must trigger a new or updated assessment where required before the changed processing begins.

An applicant or guardian may report that the date of birth, calculated age or eligibility category is incorrect.

Reliable evidence may be requested before the record is changed.

A person may report that a guardian request was sent incorrectly, completed without authority or connected with the wrong applicant.

The application may be restricted while the report is investigated.

A person may challenge an application outcome based on an incorrect age, authority or consent finding.

The complaint does not automatically approve the application while the underlying requirement remains unresolved.

A younger person, guardian or authorised representative may raise a concern about excessive collection, unauthorised disclosure, public exposure, retention or another use of age and guardian information.

A credible concern involving coercion, grooming, exploitation, impersonation or misuse of a younger person’s records should be reported promptly.

Urgent protective restrictions may remain while the report is investigated.

Nothing in this Policy removes a mandatory right to contact an applicable child-protection body, the Nigeria Data Protection Commission where Nigerian data-protection law applies, a consumer authority, court, law-enforcement body or other competent authority.

6membership may update age bands, tier eligibility, verification methods, guardian procedures and transition controls where legally and operationally appropriate.

A material change affecting younger applicants will be assessed for notice, configuration changes and renewed consent requirements before production use.